We recognize the importance of using the information you provide in a way that enhances your experience while safeguarding your privacy. Be assured that your information, whether public or private, will not be sold, rented, exchanged or transferred, or given to any other company for marketing purposes. Here is the type of information we collect when you visit our site, and how we safeguard it.

Log Files As with most other websites, we collect and use the data contained in log files to improve the performance of our own site.  The information in the log files includes  your IP (internet protocol) address, your ISP (internet service provider, such as AOL), the browser you used to visit our site (such as Internet Explorer or Firefox), the time you visited our site and which pages you visited throughout our site.

Personal Information You may visit our site anonymously, but you may also wish to provide personal information when you fill out a form such as when you comment on a blog, fill out a survey, email us or join our online forum. For your protection, we advise the use of discretion when posting personal information in a public forum, survey or a blog comment.

Uses of the Information The information you provide to us may be used to personalize your experience and improve the web site. If we use third-party service providers to help us better understand our site visitors, those firms will be bound by our privacy policies.

In the event we go through a business transition, such as a merger, acquisition by another company, or sale of all or a portion of our assets, your information will likely be among the assets transferred.

Also, we may need to disclose personal information when required by law and when we have a good-faith belief that such action is necessary to comply with a judicial proceeding, a court order or legal process.

Collection of Information We use cookies, which are small text files that a site or its service provider transfers to your computer's hard drive through your Web browser, but only if you allow it (see Opting Out, below).

Cookies enable the site's or service provider's systems to recognize your browser and capture and remember certain information such as your personal preferences when you visit our site.  This could include only showing you a popup once in your visit, or the ability to login to some of our features, such as forums.

Links to Other Sites Our website contains links to other web sites. Please be aware that we are not responsible for the privacy policies or security measures of such other web sites. We encourage our users to be aware when they leave our site and to read the privacy and security statements of each and every web site that collects personally identifiable information. This privacy statement applies solely to information collected by this Website.

Links to Advertisers’ Sites We rely on third party advertisers to support this site. These advertisers offer products and services believed to be of interest to our visitors. This includes Google Adsense and Adwords networks, Amazon.com, AllPosters.com and others that may be added from time to time. These advertisers also use cookies and web beacons when they advertise on our site. This information is generally used for geotargeting purposes (showing New York church ads to someone in New York, for example) or showing certain ads based on specific sites visited. If you click on one of their ads and go to their site, they will collect more information as necessary to complete a transaction.

DoubleClick DART cookies Google’s DoubleClick places a DART cookie on your computer when you are browsing the web and visit a site using DoubleClick advertising (including some Google AdSense advertisements).  This cookie is used to serve ads specific to you and your interests (”interest based targeting”).  The ads served are targeted based on your previous browsing history (For example, if you have been viewing sites about cooking, you may see cooking ads when viewing a non-related site, such as on a site about diabetes.) 

DART uses “non personally identifiable information.”  It does NOT track personal information about you, such as your name, email address, physical address, telephone number, social security numbers, bank account numbers or credit card numbers.

A similar technology is used by other third party advertisers to target their offerings to your interests. 

Opting Out You can choose to disable or selectively turn off cookies or third-party cookies in your browser settings, or by managing preferences in programs such as Norton Internet Security. Keep in mind, this does not mean you will not see any more advertising. It simply means you will not see ads based on your past behavior and interests. Also, if you turn off cookies, it can affect how you are able to interact with our site as well as other websites.  This could include the inability to login to services or programs, such as logging into forums or accounts. 

You may opt out of the use of the DART cookie on your computer by visiting http://www.google.com/privacy_ads.html.

You may also remove cookies already placed by advertisers on your hard-drive. To learn how to identify cookies and remove them, visit Network Advertising Initiative and watch the instructional video at http://www.networkadvertising.org/optout_nonppii.asp

Contacting Us If you prefer not to have your name, and email address used to send offerings which may be of interest to you, please write to:Christian Financial Focus at 21536 Belhaven Way, Estero, Florida 33928 or by sending an e-mail to the webmaster: bob_larranaga@ yahoo.com

Periodic Review We may occasionally update this Privacy Statement. For material changes, we will notify you by placing a prominent notice on the home page of our Web site. We encourage you to periodically review this Privacy Statement to stay informed about our use of the personal information we collect. Your continued use of the service constitutes your agreement to this Privacy Statement and any updates.

This policy and all of our legal obligations are subject to the laws of Florida and the USA, regardless of the location of any user. Any claims or complaints must be filed in the USA in the State of Florida. Your comments regarding this Privacy Statement are welcome. If you believe that Spiritual Kindling has not adhered to this Statement, please contact us by email or by postal mail at the addresses listed above, and we will use commercially reasonable efforts to promptly determine and remedy the problem.